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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,801 | $197,625-67.2% | $177,840-63.6% | $158,966-59.2% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 12.62% | 58.76%-46.1pp | 48.32%-35.7pp | 302.95%-290.3pp |
| Employer contribution / active EE | $1,716 | $6,698-74.4% | $5,919-71.0% | $4,762-64.0% |
| Participant deferral / active EE | $4,117 | $8,405-51.0% | $7,714-46.6% | $5,983-31.2% |
| Admin fee / account holder | $5,951 | $15,405-61.4% | $12,431-52.1% | $11,250-47.1% |