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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,960 | $153,769-70.8% | $133,975-66.4% | $273,972-83.6% |
| Participation rate | 76.5% | 88.4%-11.9pp | 87.1%-10.6pp | 83.0%-6.5pp |
| Annual return | 14.35% | 36.51%-22.2pp | 29.29%-14.9pp | 41.46%-27.1pp |
| Employer contribution / active EE | $1,738 | $6,029-71.2% | $5,211-66.6% | $4,869-64.3% |
| Participant deferral / active EE | $3,968 | $6,958-43.0% | $6,282-36.8% | $5,287-25.0% |
| Admin fee / account holder | $4,213 | $11,765-64.2% | $9,324-54.8% | $10,133-58.4% |