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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $65,475 |
Service code 27 · EIN 59-2937883 | Advisory (Plan) | $40,165 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,974 | $46,688+109.9% | $189,758-48.4% | $69,733+40.5% |
| Participation rate | 96.7% | 61.7%+35.0pp | 79.8%+16.9pp | 62.5%+34.2pp |
| Annual return | 4.90% | 14.35%-9.5pp | 52.62%-47.7pp | 15.22%-10.3pp |
| Employer contribution / active EE | $489 | $1,695-71.1% | $4,767-89.7% | $2,250-78.3% |
| Participant deferral / active EE | $5,129 | $2,143+139.4% | $5,856-12.4% | $3,054+67.9% |
| Admin fee / account holder | $474 | $1,700-72.1% | $20,388-97.7% | $3,102-84.7% |