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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $65,475 |
Service code 27 · EIN 59-2937883 | Advisory (Plan) | $40,165 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,974 | $45,343+116.1% | $150,298-34.8% | $67,986+44.1% |
| Participation rate | 96.7% | 51.9%+44.8pp | 77.8%+18.9pp | 57.2%+39.5pp |
| Annual return | 4.90% | 33.28%-28.4pp | 62.79%-57.9pp | 31.67%-26.8pp |
| Employer contribution / active EE | $489 | $1,462-66.5% | $4,154-88.2% | $2,019-75.8% |
| Participant deferral / active EE | $5,129 | $2,055+149.6% | $5,453-5.9% | $3,358+52.7% |
| Admin fee / account holder | $474 | $2,250-78.9% | $14,116-96.6% | $3,203-85.2% |