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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,939 | $139,948+37.2% | $121,663+57.8% | $154,746+24.0% |
| Participation rate | 66.7% | 78.0%-11.3pp | 74.5%-7.8pp | 80.7%-14.0pp |
| Annual return | 18.50% | 230.52%-212.0pp | 147.54%-129.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,745 | $3,521-22.0% | $3,020-9.1% | $4,379-37.3% |
| Participant deferral / active EE | $5,151 | $5,629-8.5% | $4,887+5.4% | $6,730-23.5% |
| Admin fee / account holder | $6,621 | $17,321-61.8% | $14,289-53.7% | $14,365-53.9% |