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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,939 | $132,634+44.7% | $115,768+65.8% | $137,256+39.8% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.4%-7.7pp | 80.0%-13.3pp |
| Annual return | 18.50% | 160.70%-142.2pp | 100.46%-82.0pp | 220.34%-201.8pp |
| Employer contribution / active EE | $2,745 | $3,360-18.3% | $2,940-6.6% | $4,156-33.9% |
| Participant deferral / active EE | $5,151 | $5,619-8.3% | $4,917+4.8% | $6,407-19.6% |
| Admin fee / account holder | $6,621 | $15,028-55.9% | $12,439-46.8% | $12,270-46.0% |