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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,037 | $72,012+427.7% | $185,827+104.5% | $79,858+375.9% |
| Participation rate | 97.7% | 65.8%+32.0pp | 78.0%+19.7pp | 69.6%+28.1pp |
| Annual return | 21.68% | 23.12%-1.4pp | 35.96%-14.3pp | 31.72%-10.0pp |
| Employer contribution / active EE | $7,587 | $1,965+286.2% | $4,087+85.6% | $2,471+207.1% |
| Participant deferral / active EE | $15,039 | $3,779+298.0% | $5,633+167.0% | $3,740+302.1% |
| Admin fee / account holder | $7,067 | $4,513+56.6% | $9,502-25.6% | $5,306+33.2% |