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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,789 | $65,395+358.4% | $182,540+64.2% | $72,975+310.8% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 24.44% | 27.68%-3.2pp | 148.58%-124.1pp | 81.01%-56.6pp |
| Employer contribution / active EE | $7,335 | $1,911+283.8% | $4,076+80.0% | $2,440+200.6% |
| Participant deferral / active EE | $13,467 | $3,563+278.0% | $5,525+143.7% | $3,608+273.3% |
| Admin fee / account holder | $10,189 | $4,245+140.0% | $8,593+18.6% | $5,124+98.8% |