Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,756 | $59,813-56.9% | $79,580-67.6% | $68,486-62.4% |
| Participation rate | 52.5% | 61.1%-8.5pp | 69.5%-16.9pp | 67.9%-15.4pp |
| Annual return | -19.44% | -12.30%-7.1pp | 0.15%-19.6pp | -7.85%-11.6pp |
| Employer contribution / active EE | $481 | $1,505-68.0% | $2,413-80.1% | $2,597-81.5% |
| Participant deferral / active EE | $3,071 | $3,024+1.5% | $3,985-23.0% | $4,028-23.8% |
| Admin fee / account holder | $1,412 | $4,835-70.8% | $6,835-79.3% | $5,404-73.9% |