Retirement plan

MORPHO RETIREMENT SAVINGS ACCOUNT PLAN

Name: MORPHOTRUST USA, LLC - MORPHO RETIREMENT SAVINGS ACCOUNT PLAN (2017) Form 5500
Creator: MORPHOTRUST USA, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MORPHO RETIREMENT SAVINGS ACCOUNT PLAN, MORPHOTRUST USA, LLC

MORPHOTRUST USA, LLCEIN 04-3320515Plan #001PY 2017

296 CONCORD ROAD, SUITE 300 - BILLERICA, MA 01821978-215-2400

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$179M

-23.6% from 2018

Total participants

3,039

-6.1% from 2018

Average account balance

$81,666

-2.8% from 2018

Annual return

0.00%

-22.68 pp from 2018

Benchmarks

See 662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort662 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$352.33M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,449

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$31.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-4.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$105

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
LOCKTON INVESTMENT ADVISORS, LLC1+ years Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 27 PO BOX 219153 · KANSAS CITY, MO 64187	Advisory (Plan)	$50,000
T ROWE PRICE RPS INC1+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202	Recordkeeping	$12,310

Plan features & details

Pension benefit codes2F2G2J2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$63K

$22 / participant

Investment mgmt$50K79.5%
Other / not subdivided$13K20.5%

% of EOY assets

0.035%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,666

$96,458-15.3%

$136,298-40.1%

$77,958+4.8%

Participation rate

70.6%

75.4%-4.8pp

81.9%-11.4pp

71.6%-1.1pp

Annual return

0.00%

23.78%-23.8pp

5156.27%-5156.3pp

20.87%-20.9pp

Employer contribution / active EE

$1,746

$3,144-44.5%

$4,696-62.8%

$2,310-24.4%

Participant deferral / active EE

$2,482

$5,902-58.0%

$6,247-60.3%

$3,537-29.8%

Admin fee / account holder

$29

$80-64.3%

$9,244-99.7%

$97-70.5%

Provider

Service type

Compensation

LOCKTON INVESTMENT ADVISORS, LLC1+ years

Filed as: LOCKTON INVESTMENT ADVISORS LLC

Service code 27

PO BOX 219153 · KANSAS CITY, MO 64187

Advisory (Plan)

$50,000

T ROWE PRICE RPS INC1+ years

Service code 15

100 EAST PRATT STREET · BALTIMORE, MD 21202

Recordkeeping

$12,310

MORPHO RETIREMENT SAVINGS ACCOUNT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MORPHO RETIREMENT SAVINGS ACCOUNT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion