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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,463 | $138,102-68.5% | $125,381-65.3% | $134,532-67.7% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -15.17% | 750.73%-765.9pp | 572.31%-587.5pp | 418.27%-433.4pp |
| Employer contribution / active EE | $2,501 | $5,245-52.3% | $4,815-48.1% | $4,741-47.2% |
| Participant deferral / active EE | $5,811 | $7,801-25.5% | $7,448-22.0% | $6,401-9.2% |
| Admin fee / account holder | $6,018 | $11,568-48.0% | $10,007-39.9% | $11,429-47.3% |