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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,629 | $138,075-81.4% | $123,552-79.3% | $135,379-81.1% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -6.69% | 153.70%-160.4pp | 119.20%-125.9pp | 519.79%-526.5pp |
| Employer contribution / active EE | $2,710 | $5,152-47.4% | $4,628-41.4% | $4,779-43.3% |
| Participant deferral / active EE | $4,572 | $6,800-32.8% | $6,426-28.8% | $5,609-18.5% |
| Admin fee / account holder | $10,432 | $10,917-4.4% | $9,285+12.4% | $10,828-3.7% |