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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,207 | $85,766-61.3% | $136,298-75.6% | $70,126-52.6% |
| Participation rate | 84.0% | 74.2%+9.8pp | 81.9%+2.1pp | 69.5%+14.5pp |
| Annual return | 22.43% | 31.46%-9.0pp | 5156.27%-5133.8pp | 73.15%-50.7pp |
| Employer contribution / active EE | $3,893 | $2,966+31.2% | $4,696-17.1% | $2,343+66.2% |
| Participant deferral / active EE | $6,324 | $5,051+25.2% | $6,247+1.2% | $3,332+89.8% |
| Admin fee / account holder | $7,980 | $5,421+47.2% | $9,244-13.7% | $4,645+71.8% |