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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,292 | $160,040-56.7% | $147,096-52.9% | $145,877-52.5% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 12.20% | 98.49%-86.3pp | 419.75%-407.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,577 | $5,289-51.3% | $4,936-47.8% | $4,663-44.7% |
| Participant deferral / active EE | $9,226 | $8,429+9.5% | $8,071+14.3% | $6,691+37.9% |
| Admin fee / account holder | $2,540 | $15,050-83.1% | $13,005-80.5% | $13,402-81.0% |