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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,853 | $153,769+60.5% | $133,975+84.3% | $273,972-9.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 4.96% | 36.51%-31.5pp | 29.29%-24.3pp | 41.46%-36.5pp |
| Employer contribution / active EE | $8,775 | $6,029+45.6% | $5,211+68.4% | $4,869+80.2% |
| Participant deferral / active EE | $5,780 | $6,958-16.9% | $6,282-8.0% | $5,287+9.3% |
| Admin fee / account holder | $14,329 | $11,765+21.8% | $9,324+53.7% | $10,133+41.4% |