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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,115 | $209,888-33.7% | $189,545-26.6% | $167,553-17.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 11.15% | 748.66%-737.5pp | 555.36%-544.2pp | 478.89%-467.7pp |
| Employer contribution / active EE | $2,487 | $6,915-64.0% | $6,162-59.6% | $4,840-48.6% |
| Participant deferral / active EE | $8,938 | $8,9340% | $8,220+8.7% | $6,343+40.9% |
| Admin fee / account holder | $1,099 | $14,300-92.3% | $12,049-90.9% | $12,316-91.1% |