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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,790 | $125,190-29.1% | $105,624-15.9% | $145,897-39.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 15.18% | 225.22%-210.0pp | 116.20%-101.0pp | 552.29%-537.1pp |
| Employer contribution / active EE | $1,420 | $3,720-61.8% | $3,168-55.2% | $4,663-69.5% |
| Participant deferral / active EE | $4,349 | $5,716-23.9% | $5,013-13.2% | $6,689-35.0% |
| Admin fee / account holder | $4,232 | $17,138-75.3% | $10,961-61.4% | $13,390-68.4% |