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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,041 | $160,070-71.9% | $147,117-69.4% | $145,897-69.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 9.72% | 98.69%-89.0pp | 420.54%-410.8pp | 552.29%-542.6pp |
| Employer contribution / active EE | $1,177 | $5,285-77.7% | $4,932-76.1% | $4,663-74.8% |
| Participant deferral / active EE | $3,149 | $8,419-62.6% | $8,065-61.0% | $6,689-52.9% |
| Admin fee / account holder | $4,925 | $15,035-67.2% | $12,993-62.1% | $13,390-63.2% |