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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,355 | $183,592+43.4% | $155,574+69.3% | $145,877+80.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.47% | 61.37%-49.9pp | 64.87%-53.4pp | 551.28%-539.8pp |
| Employer contribution / active EE | $3,948 | $5,317-25.7% | $4,676-15.6% | $4,663-15.3% |
| Participant deferral / active EE | $2,610 | $6,466-59.6% | $5,629-53.6% | $6,691-61.0% |
| Admin fee / account holder | $25,324 | $19,316+31.1% | $15,914+59.1% | $13,402+89.0% |