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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,165 | $217,432+85.0% | $185,849+116.4% | $167,536+140.0% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 14.76% | 148.42%-133.7pp | 122.10%-107.3pp | 478.82%-464.1pp |
| Employer contribution / active EE | $3,160 | $5,875-46.2% | $5,169-38.9% | $4,839-34.7% |
| Participant deferral / active EE | $3,828 | $6,357-39.8% | $5,569-31.3% | $6,342-39.6% |
| Admin fee / account holder | $315 | $19,818-98.4% | $16,244-98.1% | $12,315-97.4% |