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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,060 | $167,353+59.0% | $143,797+85.0% | $134,545+97.7% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -16.64% | 0.48%-17.1pp | -0.04%-16.6pp | 418.37%-435.0pp |
| Employer contribution / active EE | $2,964 | $5,620-47.3% | $4,952-40.2% | $4,742-37.5% |
| Participant deferral / active EE | $4,057 | $6,447-37.1% | $5,638-28.0% | $6,401-36.6% |
| Admin fee / account holder | $5,269 | $18,096-70.9% | $14,679-64.1% | $11,431-53.9% |