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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,114 | $114,119-80.6% | $107,187-79.4% | $138,895-84.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 18.83% | 273.21%-254.4pp | 204.55%-185.7pp | 145.39%-126.6pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,914 | $5,538-65.4% | $5,096-62.4% | $6,396-70.1% |
| Admin fee / account holder | $96 | $10,024-99.0% | $9,162-98.9% | $12,562-99.2% |