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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,898 | $115,814-91.5% | $101,275-90.2% | $158,982-93.8% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 28.49% | 56.16%-27.7pp | 46.48%-18.0pp | 302.99%-274.5pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,356 | $4,958-52.5% | $4,371-46.1% | $5,983-60.6% |
| Admin fee / account holder | $1,120 | $7,249-84.6% | $5,948-81.2% | $11,252-90.0% |