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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,338 | $197,625+116.2% | $177,840+140.3% | $158,966+168.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.77% | 58.76%-46.0pp | 48.32%-35.6pp | 302.95%-290.2pp |
| Employer contribution / active EE | $3,636 | $6,698-45.7% | $5,919-38.6% | $4,762-23.6% |
| Participant deferral / active EE | $16,464 | $8,405+95.9% | $7,714+113.4% | $5,983+175.2% |
| Admin fee / account holder | $30,807 | $15,405+100.0% | $12,431+147.8% | $11,250+173.8% |