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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,125 | $94,529+209.0% | $140,019+108.6% | $64,173+355.2% |
| Participation rate | 96.0% | 84.1%+11.9pp | 87.5%+8.5pp | 69.6%+26.4pp |
| Annual return | -6.63% | 7.77%-14.4pp | 651.15%-657.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $3,410 | $3,812-10.6% | $5,605-39.2% | $2,381+43.2% |
| Participant deferral / active EE | $13,379 | $5,250+154.8% | $6,927+93.2% | $3,470+285.6% |
| Admin fee / account holder | $3,456 | $6,741-48.7% | $10,705-67.7% | $4,887-29.3% |