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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,834 | $140,592+78.4% | $123,106+103.8% | $125,388+100.0% |
| Participation rate | 87.5% | 88.2%-0.7pp | 86.8%+0.7pp | 83.2%+4.3pp |
| Annual return | -2.69% | 16.80%-19.5pp | 13.22%-15.9pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,062 | $6,041-49.3% | $5,151-40.6% | $4,866-37.1% |
| Participant deferral / active EE | $11,925 | $6,980+70.8% | $6,229+91.4% | $5,352+122.8% |
| Admin fee / account holder | $6,473 | $11,198-42.2% | $9,015-28.2% | $9,541-32.2% |