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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,184 | $165,381-60.6% | $149,730-56.5% | $158,966-59.0% |
| Participation rate | 72.2% | 84.6%-12.4pp | 82.5%-10.3pp | 82.0%-9.7pp |
| Annual return | 21.88% | 348.29%-326.4pp | 276.70%-254.8pp | 302.95%-281.1pp |
| Employer contribution / active EE | $814 | $5,104-84.1% | $4,645-82.5% | $4,762-82.9% |
| Participant deferral / active EE | $9,616 | $7,182+33.9% | $6,843+40.5% | $5,983+60.7% |
| Admin fee / account holder | $3,430 | $10,809-68.3% | $9,310-63.2% | $11,250-69.5% |