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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,136 | $157,296-70.0% | $141,191-66.6% | $152,897-69.2% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 28.17% | 64.34%-36.2pp | 71.41%-43.2pp | 345.43%-317.3pp |
| Employer contribution / active EE | $919 | $5,262-82.5% | $4,736-80.6% | $4,764-80.7% |
| Participant deferral / active EE | $9,865 | $7,111+38.7% | $6,710+47.0% | $5,851+68.6% |
| Admin fee / account holder | $13,749 | $12,125+13.4% | $10,264+34.0% | $11,599+18.5% |