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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,124 | $82,630-47.8% | $64,105-32.7% | $125,389-65.6% |
| Participation rate | 64.7% | 75.9%-11.1pp | 68.2%-3.5pp | 83.2%-18.5pp |
| Annual return | -1.79% | 1489.72%-1491.5pp | 791.24%-793.0pp | 282.24%-284.0pp |
| Employer contribution / active EE | $506 | $2,671-81.1% | $1,820-72.2% | $4,866-89.6% |
| Participant deferral / active EE | $3,676 | $3,608+1.9% | $2,822+30.3% | $5,352-31.3% |
| Admin fee / account holder | $5,232 | $6,382-18.0% | $4,499+16.3% | $9,541-45.2% |