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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,301 | $127,387+104.3% | $115,038+126.3% | $125,389+107.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.02% | 31.28%-31.3pp | 26.14%-26.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $5,635 | $5,166+9.1% | $4,608+22.3% | $4,866+15.8% |
| Participant deferral / active EE | $10,975 | $6,423+70.9% | $6,026+82.1% | $5,352+105.1% |
| Admin fee / account holder | $35,874 | $9,516+277.0% | $8,175+338.8% | $9,541+276.0% |