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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,689 | $176,120+141.7% | $159,487+166.9% | $167,553+154.1% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 21.80% | 331.95%-310.1pp | 263.71%-241.9pp | 478.89%-457.1pp |
| Employer contribution / active EE | $4,989 | $5,299-5.9% | $4,831+3.3% | $4,840+3.1% |
| Participant deferral / active EE | $9,358 | $7,752+20.7% | $7,354+27.3% | $6,343+47.5% |
| Admin fee / account holder | $515 | $12,561-95.9% | $10,804-95.2% | $12,316-95.8% |