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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,009 | $88,778+26.2% | $81,844+36.9% | $145,884-23.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 22.10% | 1033.03%-1010.9pp | 778.87%-756.8pp | 551.85%-529.7pp |
| Employer contribution / active EE | $4,955 | $3,087+60.5% | $2,916+69.9% | $4,662+6.3% |
| Participant deferral / active EE | $12,077 | $4,648+159.8% | $4,323+179.3% | $6,690+80.5% |
| Admin fee / account holder | $1,369 | $8,430-83.8% | $7,355-81.4% | $13,392-89.8% |