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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,721 | $82,314+9.0% | $68,808+30.4% | $134,532-33.3% |
| Participation rate | 71.4% | 75.1%-3.6pp | 69.0%+2.4pp | 81.2%-9.8pp |
| Annual return | -19.57% | -2.18%-17.4pp | -6.37%-13.2pp | 418.27%-437.8pp |
| Employer contribution / active EE | $0 | $3,301-100.0% | $2,656-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,581 | $4,740+38.9% | $3,942+67.0% | $6,401+2.8% |
| Admin fee / account holder | $8,600 | $6,484+32.6% | $4,936+74.2% | $11,429-24.7% |