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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,135 | $85,790-20.6% | $67,313+1.2% | $135,380-49.7% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.1%-2.4pp | 82.6%-16.0pp |
| Annual return | -6.63% | -0.54%-6.1pp | -4.08%-2.5pp | 519.81%-526.4pp |
| Employer contribution / active EE | $0 | $3,487-100.0% | $2,566-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,638 | $4,651-21.8% | $3,568+2.0% | $5,609-35.1% |
| Admin fee / account holder | $286 | $6,392-95.5% | $4,507-93.7% | $10,828-97.4% |