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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,337 | $110,240-30.8% | $96,544-20.9% | $139,487-45.3% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 17.88% | 26.41%-8.5pp | 25.88%-8.0pp | 373.84%-356.0pp |
| Employer contribution / active EE | $1,549 | $3,622-57.2% | $2,966-47.8% | $4,755-67.4% |
| Participant deferral / active EE | $3,758 | $5,549-32.3% | $4,851-22.5% | $6,713-44.0% |
| Admin fee / account holder | $3,693 | $11,602-68.2% | $8,254-55.3% | $11,407-67.6% |