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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,955 | $100,811-31.6% | $86,698-20.5% | $134,545-48.7% |
| Participation rate | 78.9% | 79.0%0pp | 76.6%+2.4pp | 81.2%-2.3pp |
| Annual return | -21.60% | 29.11%-50.7pp | 35.96%-57.6pp | 418.37%-440.0pp |
| Employer contribution / active EE | $2,096 | $3,490-39.9% | $2,837-26.1% | $4,742-55.8% |
| Participant deferral / active EE | $4,878 | $5,339-8.6% | $4,656+4.8% | $6,401-23.8% |
| Admin fee / account holder | $1,051 | $10,926-90.4% | $7,492-86.0% | $11,431-90.8% |