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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,038 | $124,346-28.4% | $111,308-20.0% | $167,536-46.9% |
| Participation rate | 63.2% | 79.6%-16.5pp | 77.3%-14.2pp | 82.1%-19.0pp |
| Annual return | 10.79% | 37.45%-26.7pp | 54.67%-43.9pp | 478.82%-468.0pp |
| Employer contribution / active EE | $1,880 | $3,437-45.3% | $2,732-31.2% | $4,839-61.1% |
| Participant deferral / active EE | $4,233 | $5,182-18.3% | $4,487-5.7% | $6,342-33.3% |
| Admin fee / account holder | $17,669 | $10,621+66.4% | $7,965+121.8% | $12,315+43.5% |