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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,826 | $148,582+57.4% | $135,942+72.0% | $139,456+67.7% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 12.87% | 79.26%-66.4pp | 68.28%-55.4pp | 373.45%-360.6pp |
| Employer contribution / active EE | $5,666 | $5,245+8.0% | $4,858+16.7% | $4,753+19.2% |
| Participant deferral / active EE | $6,932 | $8,101-14.4% | $7,759-10.7% | $6,711+3.3% |
| Admin fee / account holder | $1,107 | $12,402-91.1% | $10,764-89.7% | $11,407-90.3% |