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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,103 | $157,296-38.9% | $141,191-31.9% | $152,897-37.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.27% | 64.34%-47.1pp | 71.41%-54.1pp | 345.43%-328.2pp |
| Employer contribution / active EE | $2,604 | $5,262-50.5% | $4,736-45.0% | $4,764-45.3% |
| Participant deferral / active EE | $4,414 | $7,111-37.9% | $6,710-34.2% | $5,851-24.6% |
| Admin fee / account holder | $5,756 | $12,125-52.5% | $10,264-43.9% | $11,599-50.4% |