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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,773 | $111,878+48.2% | $93,727+76.9% | $145,897+13.6% |
| Participation rate | 42.9% | 74.2%-31.4pp | 68.7%-25.9pp | 80.3%-37.4pp |
| Annual return | 24.67% | 204.28%-179.6pp | 133.83%-109.2pp | 552.29%-527.6pp |
| Employer contribution / active EE | $3,057 | $3,092-1.1% | $2,421+26.3% | $4,663-34.4% |
| Participant deferral / active EE | $4,437 | $4,920-9.8% | $4,417+0.5% | $6,689-33.7% |
| Admin fee / account holder | $20 | $10,256-99.8% | $8,292-99.8% | $13,390-99.9% |