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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $66,404 |
Service code 37 · EIN 04-2647786 | Loan Processing | $37,207 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,343 | $85,515+160.0% | $112,040+98.5% | $67,986+227.0% |
| Participation rate | 89.0% | 68.2%+20.7pp | 76.5%+12.5pp | 57.2%+31.8pp |
| Annual return | 14.40% | 29.68%-15.3pp | 24.52%-10.1pp | 31.67%-17.3pp |
| Employer contribution / active EE | $5,605 | $2,191+155.8% | $2,954+89.8% | $2,019+177.7% |
| Participant deferral / active EE | $11,438 | $4,014+184.9% | $5,098+124.4% | $3,358+240.6% |
| Admin fee / account holder | $521 | $3,774-86.2% | $12,098-95.7% | $3,203-83.7% |