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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $61,518 |
Service code 37 · EIN 04-2647786 | Loan Processing | $34,989 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,521 | $79,209+150.6% | $102,434+93.8% | $74,459+166.6% |
| Participation rate | 93.8% | 74.8%+19.1pp | 76.5%+17.3pp | 67.2%+26.6pp |
| Annual return | 14.68% | 54.98%-40.3pp | 29.46%-14.8pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $5,712 | $2,362+141.8% | $3,023+88.9% | $2,626+117.5% |
| Participant deferral / active EE | $10,620 | $4,417+140.4% | $5,055+110.1% | $4,350+144.2% |
| Admin fee / account holder | $484 | $2,002-75.8% | $9,462-94.9% | $1,945-75.1% |