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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,577 | $162,812-21.6% | $133,971-4.8% | $158,966-19.7% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 4.64% | 41.94%-37.3pp | 45.09%-40.5pp | 302.95%-298.3pp |
| Employer contribution / active EE | $3,309 | $4,976-33.5% | $3,919-15.6% | $4,762-30.5% |
| Participant deferral / active EE | $13,564 | $5,910+129.5% | $5,047+168.7% | $5,983+126.7% |
| Admin fee / account holder | $39,255 | $11,741+234.3% | $8,929+339.6% | $11,250+248.9% |