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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,965 | $144,124-18.8% | $117,857-0.8% | $147,585-20.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 9.47% | 531.17%-521.7pp | 335.09%-325.6pp | 578.57%-569.1pp |
| Employer contribution / active EE | $912 | $4,897-81.4% | $3,786-75.9% | $4,876-81.3% |
| Participant deferral / active EE | $2,108 | $5,316-60.3% | $4,482-53.0% | $5,439-61.2% |
| Admin fee / account holder | $3,614 | $10,886-66.8% | $8,020-54.9% | $10,885-66.8% |