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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,039 | $61,660-31.8% | $80,022-47.5% | $64,173-34.5% |
| Participation rate | 85.3% | 71.7%+13.6pp | 75.8%+9.5pp | 69.6%+15.8pp |
| Annual return | -4.93% | -0.33%-4.6pp | 11.22%-16.1pp | 7.63%-12.6pp |
| Employer contribution / active EE | $616 | $1,810-66.0% | $2,468-75.0% | $2,381-74.1% |
| Participant deferral / active EE | $3,825 | $2,968+28.9% | $3,686+3.8% | $3,470+10.2% |
| Admin fee / account holder | $11,514 | $5,417+112.5% | $6,521+76.6% | $4,887+135.6% |