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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,449 | $67,411-19.2% | $91,004-40.2% | $70,126-22.4% |
| Participation rate | 86.1% | 71.4%+14.7pp | 75.6%+10.5pp | 69.5%+16.6pp |
| Annual return | 18.34% | -40.16%+58.5pp | 4.60%+13.7pp | 73.15%-54.8pp |
| Employer contribution / active EE | $3,254 | $1,786+82.2% | $2,456+32.5% | $2,343+38.9% |
| Participant deferral / active EE | $2,649 | $2,823-6.2% | $3,548-25.3% | $3,332-20.5% |
| Admin fee / account holder | $435 | $4,236-89.7% | $5,417-92.0% | $4,645-90.6% |