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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,638 | $117,829-64.7% | $102,423-59.3% | $145,877-71.5% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 16.43% | 31.83%-15.4pp | 29.42%-13.0pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,772 | $3,615-51.0% | $3,023-41.4% | $4,663-62.0% |
| Participant deferral / active EE | $20,931 | $5,732+265.1% | $5,054+314.1% | $6,691+212.8% |
| Admin fee / account holder | $15,587 | $13,335+16.9% | $9,455+64.9% | $13,402+16.3% |