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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,293 | $103,392-76.5% | $87,104-72.1% | $152,897-84.1% |
| Participation rate | 57.1% | 79.4%-22.2pp | 76.9%-19.7pp | 82.5%-25.3pp |
| Annual return | 11.51% | 28.10%-16.6pp | 28.19%-16.7pp | 345.43%-333.9pp |
| Employer contribution / active EE | $1,155 | $3,221-64.1% | $2,521-54.2% | $4,764-75.8% |
| Participant deferral / active EE | $7,371 | $4,778+54.3% | $4,048+82.1% | $5,851+26.0% |
| Admin fee / account holder | $359,532 | $12,194+2848.5% | $7,491+4699.5% | $11,599+2999.6% |