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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,386 | $88,707+224.0% | $74,184+287.4% | $273,972+4.9% |
| Participation rate | 44.4% | 79.4%-35.0pp | 76.6%-32.2pp | 83.0%-38.6pp |
| Annual return | 9.60% | 11.94%-2.3pp | 17.74%-8.1pp | 41.46%-31.9pp |
| Employer contribution / active EE | $601 | $3,159-81.0% | $2,370-74.6% | $4,869-87.7% |
| Participant deferral / active EE | $5,333 | $4,212+26.6% | $3,550+50.2% | $5,287+0.9% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |