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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,668 | $111,535+9.1% | $105,223+15.6% | $137,256-11.4% |
| Participation rate | 33.3% | 78.1%-44.8pp | 75.0%-41.7pp | 80.0%-46.6pp |
| Annual return | 15.60% | 237.85%-222.3pp | 180.65%-165.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,961 | $3,939-50.2% | $3,689-46.8% | $4,156-52.8% |
| Participant deferral / active EE | $6,691 | $5,500+21.7% | $5,072+31.9% | $6,407+4.4% |
| Admin fee / account holder | $400 | $9,721-95.9% | $8,859-95.5% | $12,270-96.7% |