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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,527 | $85,171+101.4% | $172,753-0.7% | $72,976+135.0% |
| Participation rate | 90.9% | 70.1%+20.8pp | 82.6%+8.3pp | 69.5%+21.4pp |
| Annual return | 2.94% | 27.32%-24.4pp | 803.00%-800.1pp | 81.02%-78.1pp |
| Employer contribution / active EE | $5,336 | $3,324+60.5% | $5,144+3.7% | $2,440+118.7% |
| Participant deferral / active EE | $6,553 | $3,260+101.0% | $5,198+26.1% | $3,608+81.6% |
| Admin fee / account holder | $2,148 | $5,880-63.5% | $13,956-84.6% | $5,124-58.1% |