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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,707 | $181,896+41.1% | $156,551+64.0% | $273,972-6.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.84% | 30.74%-20.9pp | 32.23%-22.4pp | 41.46%-31.6pp |
| Employer contribution / active EE | $9,374 | $6,248+50.0% | $5,501+70.4% | $4,869+92.5% |
| Participant deferral / active EE | $7,845 | $5,550+41.3% | $4,871+61.0% | $5,287+48.4% |
| Admin fee / account holder | $744 | $15,560-95.2% | $13,028-94.3% | $10,133-92.7% |