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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,931 | $96,678-34.9% | $86,640-27.4% | $139,466-54.9% |
| Participation rate | 71.4% | 74.4%-3.0pp | 71.7%-0.3pp | 80.3%-8.9pp |
| Annual return | 19.50% | 106.69%-87.2pp | 592.52%-573.0pp | 373.66%-354.2pp |
| Employer contribution / active EE | $3,600 | $3,265+10.2% | $3,024+19.0% | $4,754-24.3% |
| Participant deferral / active EE | $9,514 | $4,837+96.7% | $4,438+114.4% | $6,712+41.8% |
| Admin fee / account holder | $1,611 | $6,410-74.9% | $5,616-71.3% | $11,409-85.9% |